Risk Management and Insurance

For effective Risk Management, we regularly assist our clients with reviewing their business practices to minimize the risks associated with their businesses including ensuring that their business format reduces the liability of its owner in the event of claims; preparing and reviewing their contracts so that in the event of a claim clear guidelines and procedures are established in the event of a claim; guiding the client through the mechanic's lien and stop notice process; and ensuring that they have proper insurance in the event that there is a claim.

Our attorneys have extensive experience in providing clients with insurance analysis, risk management, and loss prevention.  We consult with agents, brokers and policyholders on the adequacy and suitability of new insurance proposals as well as existing programs.  In addition, we regularly advise clients on risk management and provide claims analysis and support in all areas of the construction industry.

Experienced California Insurance Law Attorneys

As experienced Construction Litigators, we routinely tender and communicate claims to insurance companies, and are experienced in ensuring that insurance carriers properly respond to claims and provide our clients with the coverages provided for in the policy.   We provide clients with knowledgeable advice regarding insurance issues, including:
 

• Reviewing insurance policies - Insurance policies can be complicated, and oftentimes insurance brokers do not provide clients with a proper understanding of the scope of coverages and more importantly, exclusions, provided for in the policy, but instead want to sell the client products that they do not necessarily need.

• Tendering Claims to Carriers, and dealing with improper denials from the carriers.

• Insurance disputes - including coverage issues, insurance company bad faith claims for unreasonably denying your claim, and resolving insurance issues when multiple parties or insurance policies are involved

• Monitoring claims and acting as Cumis Counsel - we regular monitor claim to ensure that clients are being properly defended by carrier retained defense counsel, who oftentimes are simply employees of the insurance company.